Storm flooding from a severe thunderstorm or non-hurricane weather event typically does not produce structural breach. Water enters through existing openings, drainage overflow, or low-grade access points, and the structure itself remains intact. Hurricane damage involves structural breach from wind force, debris impact, roof failure, or storm surge from a declared tropical event. Hurricane damage requires board-up, tarping, structural assessment, and often FEMA documentation — services that are on a different scope and timeline than storm flooding cleanup.